With the risk of hurricanes in Pensacola, Niceville, Gulf Shores and along the Gulf Coast, it is important to learn about the options for protecting your home and how it will affect your homeowners insurance.
Hurricane protection measures, such as installing hurricane shutters or hurricane fabric, can often lead to a reduction in your homeowners insurance premiums. Insurance companies recognize that these protective installations significantly decrease the risk of wind damage and debris impact during a storm. By mitigating potential damage to windows and doors – key entry points for wind and rain – these measures lower the likelihood of costly claims. Consequently, many insurance providers offer discounts as an incentive for homeowners to invest in hurricane protection, ultimately benefiting both the homeowner through savings and the insurer through reduced risk exposure. To receive these discounts, homeowners typically need to provide documentation of the installed protection, often through a wind mitigation inspection report.
There are several types of Hurricane Protection for your home. We will talk about these options in this article.
Hurricane shutters stand as a robust physical barrier against the destructive forces of hurricanes. Typically constructed from aluminum, steel, or polycarbonate, these shutters are designed to cover windows and doors, effectively preventing high winds, driving rain, and flying debris from entering a building. Various types cater to different needs and budgets, including removable storm panels, permanently affixed accordion or roll-down shutters, and more aesthetically integrated options like Bahama and colonial shutters. Properly installed shutters not only protect the structural integrity of a home but also safeguard its occupants and contents from potential harm and damage caused by hurricane-force conditions.
An alternative and increasingly popular method of hurricane protection involves the use of specialized Hurricane Fabric. This high-strength, flexible material made from PVC-coated woven fibers, are engineered to withstand significant wind pressure and impact from airborne debris. Unlike traditional solid shutters, Hurricane Fabric is translucent, allowing natural light to filter through even when deployed, which can be a significant advantage during power outages. These fabric systems are custom-fitted to window and door openings and secured with specialized fasteners. Their lightweight nature makes them easier to handle and store compared to heavier panel shutters, offering a convenient and effective solution for hurricane preparedness.
Typically Hurricane Fabric is quicker to receive than other types of Hurricane Protection. But don't wait for a storm to be on the way. Once hurricane season arrives, production can get busy and orders take longer to receive. So call American Garage Door LLC today to have your home fitted for Hurricane Fabric, shutters or other types of hurricane protection.
American Garage Door has been in business for over 25 years, locally owned and operated.
Location: Niceville, FL
